The Canadian provinces have a mutual agreement that allows them to bill each other for the care of homeless Canadians outside their home provinces. With this agreement, you can display your province`s health card in any Canadian province for coverage. The most notable exception is Quebec, which has no mutual agreement with another province; You are obliged to pay in advance for services and request a refund. The same applies to travel outside of Canada, where no agreement is reached and travellers are responsible for all medical bills. The basics of coverage in the province vary slightly depending on where you live; Here are some of the things you can expect from your province. This page contains only general information. Legislation and social security agreements are complex. This page may not describe all the provisions applicable to your situation. If you live in Saskatchewan or Manitoba, you have the same mutual agreement as the other provinces, with the exception of Quebec. Saskatchewan residents can receive medical care and prescription drugs in other provinces and have covered services through their plan, while Manitobans are required to receive medication in their home province. Outside of Canada, saskatchewan and Manitoba residents must pay out of pocket for all medical care and deposit a refund upon return. There are several exclusions in the coverage that are available during the trip, and ambulances and transport are not covered at all.
The Maritime provinces of New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland all have mutual agreement, as do all other provinces except Quebec. Newfoundland offers an Out of Province Coverage Certificate that provides continuous coverage for 12 months during the trip. For all health plans in the Maritime Province, insurance coverage outside of Canada is limited and advance must be made at the time of notification and subject to reimbursement. However, the provinces do not have individual agreements with countries, but they do have to deal with them at home and may not cover everything. In addition to the provinces, Canada`s territories also provide health care to their residents. Both the Northwest Territories and Nunavut and Yukon have mutual agreements with provinces other than Quebec, but outside of Canada, all fees must be paid in advance. A Canadian province or territory can only impose your order or support agreement if it has a reciprocity agreement with your country. The reciprocity agreement between the governments of Canada and St. Vincent and the Grenadines was established in 1998 by SR-0 #28.
This agreement allows people who have stayed or worked in Canada and St. Vincent and the Grenadines to be entitled to pensions from one or both countries. For Ontario residents, the reciprocal agreement applies to all provinces except Quebec. Ontario`s health plan covers you for medical and hospital services received in other provinces as long as benefits are received at a publicly funded hospital. Prescription drugs purchased outside Ontario are not covered. Travelling outside Canada requires you to pay in advance and ask for a refund on your return; coverage is very limited and does not cover health or transportation services. Quebec is unique in Canada because it does not have an agreement for direct billing of health services with other provinces. Quebec residents should therefore expect to pay out of pocket for all medical benefits they receive when travelling outside the province, whether they are out of the province or outside the country. Some services are refundable, others are not. If you are out of the country, coverage is required to be priced in the province of origin/territory.